Unfortunately, no matter how frightening it may sound, the world is in the balance of a general financial collapse. America is mired in debt, the entire European Union is trying to pull Greece out of the debt hole, the default has recently thundered in Belarus, and there are rumors in Russia about a repeat of the 2008 crisis, only now it will be much stronger. Be that as it may, you need to believe in the best, and prepare for the worst. The crisis is best experienced by those who prepared for it financially and morally in advance.
It is necessary
- - An additional source of income;
- - personal stabilization fund.
Instructions
Step 1
The most important thing during a crisis is the psychological attitude. As they say, the crisis is not in the wallets, but in the minds. Tune in to the hard times coming, you may have to “tighten your belts” to cope with a difficult situation and help your loved ones cope with it. Unfortunately, the crisis that took place not so long ago in Russia morally broke many people - someone began to abuse alcohol, someone had a discord in the family in the household mail, someone was simply nervous about their savings, and some disease. Don't let this happen.
Step 2
Find an additional source of income. The main problem for the majority of the Russian population in 2008 was massive redundancies. No matter how good a worker you are, prepare for the trouble ahead of time. For example, during the 2008 crisis, many flooded the Internet in search of earnings. As a result, a whole class of people was formed who derive income only from the worldwide network and are called "moneymakers". Among them, their own millionaires appeared, people got rich in just a day. And many voluntarily left their previous jobs and devoted all their free time to online work, because it was much more profitable.
Step 3
Pay off all loans and debts. Anything can happen, so it is a crime to leave outstanding loans, knowing about the threat of a crisis. Also ask your debtors to pay you back, especially if the loans were large. Your debtor may well remain bankrupt and you either will not see your money at all, or ruin your relationship with this person.
Step 4
Create your own stabilization fund - roughly speaking, a stash for a rainy day. Set aside for 2000-3000r. from every salary as long as possible. A crisis is a rather protracted phenomenon, during which anything can happen (illness, accident, funeral, etc.), and if you do not need the amount, you will have to get into debt, which is unacceptable during a crisis.
Step 5
Consider starting your own business. The best time to start a business is right after the crisis - many firms will close, many niches will be vacated, the threshold for entering a business will be significantly reduced, and the gradually recovering well-being of life will significantly increase the number of your clients, and with it your income.
