To meet their needs, people often do not have enough money received in the form of wages or other source of income. In this case, you have to apply to banks and credit organizations for a loan. Currently, you can borrow money in Ukraine in a variety of ways.
It is necessary
- - passport;
- - identification code;
- - income statement.
Instructions
Step 1
Determine the amount of money you are missing. The method and terms of lending will depend on its size. If you need funds for running expenses before receiving a salary, then it is recommended to get a credit card. If you want to purchase expensive equipment, then pay attention to consumer loans. To pay for training, repairs, treatment, a cash loan is suitable. There are credit programs for the purchase of movable and immovable property.
Step 2
Apply for a credit card. As a rule, the amount of the loan provided can be minimal or depend on your income. In the first case, there is no need for a certificate of income. The most popular credit cards in Ukraine are PrivatBank cards. You can order them by contacting the nearest bank branch or by sending an SMS message to a specific number. For registration you need a minimum of documents. You can use credit funds in a few days.
Step 3
Get a cash loan or a consumer loan. In this case, it is necessary to study the interest rates offered by banks, and then go to the branch of the selected credit institution. The manager will advise you on the terms of the loan and can tell you almost immediately how much of the loan you can expect. It should be noted that if you have a clean credit history, then you can get an amount of up to 20 thousand hryvnia without a certificate of income.
Step 4
Also, many banks provide the opportunity to fill out an online loan application. To do this, just go to the required section of the credit institution's website and fill in the required data. Don't forget to include your contact phone number. Within half an hour, the manager will call you back and advise on all property issues. In this case, you will need a lot more documents, including a certificate of income and a photocopy of a work book. Receiving a positive answer will also depend on your credit history and the condition of the loan object.
