In modern society, often when a certain amount of money appears, citizens invest it in business. You can invest in your own business if a person understands commercial business and is not afraid to go bankrupt. But, if he is not confident in his abilities, you can simply put the amount of money available to him in the bank and get a certain profit.
It is necessary
computer, internet, contract form, cash, passport
Instructions
Step 1
First, determine the currency in which you want to invest in the bank. Carefully study the exchange rates of all currencies, choose the most profitable option. Consult with knowledgeable people, search the Internet, what are the global trends in the change of certain currencies. Ask the bank employees what currency is better to invest money in. They have more data and experience with currency exchange rates.
Step 2
Make a choice of the bank in which it is more profitable and safer to deposit money. There are currently a large number of banks. But you need to choose the one that has been on the market for a long time. Each bank is interested in attracting a depositor, since recently the number of loans has increased in comparison with the number of deposits. An important criterion for choosing a bank is the interest rate. It should be borne in mind that short-term deposits are accompanied by a lower interest, long-term deposits are correspondingly higher. Long-term deposits are considered to be from nine months to two years, short-term - from one month to three months.
Step 3
Decide in what form you want to make a deposit. You can keep money on a plastic card, which is very convenient, on a savings book. You are invited to withdraw interest or part of the money at the end of any period, to increase the deposit by adding the amount to the deposit. But it is worth knowing that the more transactions are made with the deposit, the lower the percentage you will receive. The bank employee is obliged to inform you about this.
Step 4
Conclude an agreement with the bank in duplicate, sign it after reading all the conditions. If you do not understand any points in the terms of the contract, do not hesitate to ask a bank employee about it. Enter all your details. The bank employee also enters the bank details, signs, and puts the seal of the bank.
Step 5
Enter the amount of money you wish to deposit.
