People want to be independent and even in times of great difficulty to cope with the situation on their own. Unfortunately, only a few are capable of this, since at present everything is decided by money, which is constantly in short supply.
There is always not enough money. This problem is solved in different ways: some find additional work, while others save. A different solution to the issue is offered, only this option is suitable for patient and sedate people.
Families with children often spend the summer somewhere on the seaside, which means that this option will help surprise your family by providing children with impressions until next summer. The method is suitable for people who want to have an airbag that can help out the family at some point. The savings in the bank account can become such a cushion.
It is recommended to set up a separate bank account. The best option would be a bank with a large government stake. What are the advantages of this institution? 1. In an unstable financial situation, the state will always come to the rescue. 2. You will have to worry less about your savings, unlike a commercial bank. 3. Financial institutions are most common on the territory of Russia, which means you will not be looking for a branch or ATM for a long time. 4. You can easily deposit cash into your account through an ATM. This is not possible in all commercial banks.
These savings will be appropriate in two cases: sudden situations when funds may be urgently needed, or when there is a great desire to relax during a summer vacation. The concept is simple: this is not saving, but “tipping off” funds imperceptibly for the family. It is necessary to act in such a way that this does not affect the quality of life of all its members.
Algorithm of actions
- Save one hundred rubles a day. It seems that the amount is small, but 3,000 rubles accumulates in a month. The main thing is that this daily contribution will not be noticeable for the family. - When going to a grocery store (or any other), everyone leaves a certain amount there. It is recommended to add another 50-100 rubles to this. Thus, if such trips are repeated every two days, then the account is replenished with another thousand. -Those whose work is connected with the "leftist" (there is the possibility of additional income) can also save a certain amount each time.
As a result, from 80,000 to 100,000 rubles can be accumulated per year. For this money, an average family with two children can relax somewhere on the Black Sea coast. So there is no need to even touch the vacation pay that you may need to get your children ready for school. The surprised expression of your second half is worth dear when you solemnly declare: "Honey, this summer we are going to the sea."
