Today, loans are an integral part of life. There is no need to wait for months until the required amount is accumulated - it is enough to contact the bank. It is easy to take out a loan from Alfa-Bank - just two documents are enough.
It is necessary
- - passport of a citizen of the Russian Federation;
- - foreign passport or driver's license;
- - certificate in the form 2-NDFL;
- - a copy of the work book;
- - application to the bank.
Instructions
Step 1
Modern banks are willing to provide loans for a variety of needs. Requirements vary slightly, but in general the banking policy is the same. Any citizen of the Russian Federation who is able to confirm their work experience in the last job for 6 months or more and who has a permanent income can take a loan from a bank. To take a loan from Alfa-Bank, you must provide the following package of documents:
- passport of a citizen of the Russian Federation;
-the second document of your choice (foreign passport, driver's license, tax identification number, insurance certificate card in the pension fund, compulsory medical insurance policy);
- certificate of income in the form of 2-NDFL;
- a copy of the work book, certified by the employer.
Step 2
With these documents, you can go to the nearest branch of Alfa-Bank. There, the employee will offer to fill out an application form for a cash loan. At the same time, the client is given all the necessary explanations on the specifics of obtaining a loan and the rules for its repayment. After that, you have to wait for the set time (usually a day or two). During this period, bank employees check the information provided (place of work, income, accommodation, cleanliness of previous credit history, etc.)
Step 3
Upon the expiration of the period for consideration of the application, Alfa-Bank notifies the borrower of its decision to issue a loan. In case of a positive answer, you must return to the department where the application was processed. Bank employees will issue a package of documents (agreement, newsletter, etc.). As a rule, the credited funds are transferred to a specially issued card. The borrower can cash them out on his own at a convenient time or pay for purchases using a card.
