With the advent of lending on the banking services market, previously impossible purchases became available to many. Cars and housing in young families have become a reality. But if the desire to use loans is not one-time, you need to take a responsible attitude to your credit history and clearly control payments and debt status.
How to check the loan balance at Alfa-Bank
Today, banking sector services for individuals and legal entities are represented in virtually all areas of banking. The list of these services includes loans. As a rule, a responsible loan client wants to clearly and timely track his credit history, payment schedule and possible changes in payment amounts. Alfa-Bank offers several options for tracking credit debt for this purpose.
Checking the loan balance in Alfa-Bank personally
The simplest option for clarifying the loan balance is the client's personal appeal to the bank branch, where the loan agreement was actually drawn up. As a rule, each client has a personal financial manager who can easily voice the loan balance at Alfa-Bank and the next required payment. You can also call the branch by phone and after checking the identification information, the required amount will be announced orally without the obligatory presence at the bank. To obtain an official document on the state of credit debt and the quality of debt service with individual parameters, you must definitely contact a bank branch. After filling out the application and paying the cost of the certificate, it will be possible to receive it after some time. The notification about the readiness of the certificate comes to the client's mobile phone
Clarification of the loan balance using the contact center of Alfa-Bank
Consumer loans for goods in stores are almost always issued without linking the client to a specific bank branch or manager. How, in such cases, to check the loan balance? Alfa-Bank's main website https://alfabank.ru/ has a multi-line telephone contact center. By calling this number and confirming your data, it is possible to freely receive all the information of interest on the loan. The contact center will also be able to accept an application for a certificate of credit history, if it fits the standard parameters.
Controlling a loan at Alfa-Bank using Internet technologies
Not so long ago, in many banks, including in Alfa-Bank, the Internet banking service became available to credit customers, individuals and legal entities. This service allows you to track the status of all credit accounts of an individual, reminds you of the date of the next loan payment and the minimum amount to be paid.
Alfa-Bank customers can connect this service by clicking on the link and filling in all the data requested by the site. Registration is free, use of the Internet bank is also free. For legal entities, as a rule, Internet banking functions are more extensive: in addition to checking the loan balance, it is possible to send payments to partners, pay taxes, etc. In this regard, legal entities pay a monthly subscription fee for Internet banking. The convenience of using Alfa-Bank's Internet bank is colossal, access to information on loans and current accounts is available anywhere in the world where there is Internet through a computer, tablet and even a phone.
Any client will be able to choose the most suitable method for checking the loan balance at Alfa-Bank to control their credit history and payments.
