You can use a bank card to shop online. However, this method of payment is not safe, since in order to transfer money, you will need to indicate the details of your plastic card. Therefore, for such purchases, it is better to use electronic payment systems or e-wallets. A common payment system is QIWI.
The main advantages of QIWI are the very widespread use of payment terminals. That allows you to replenish the QIWI wallet in any shopping center or store. Until 2015, no commission was charged for transferring money to the wallet. But everything is changing, and where QIWI terminals used to stand, now other terminals are installed, which differ in appearance and the installed program.
Now, for transferring money to the wallet, a commission of 9% is taken. This method of replenishment becomes very unprofitable. When choosing a product on the Internet, now you need to take into account the commission for replenishing QIWI. Thus, the price of the product increases by 9%.
A lot of purchases are made outside the Russian Federation. As a rule, all commodity prices depend on the dollar exchange rate and have already risen. And QIWI commission is now added to this growth. Shopping is getting very expensive.
Finding a way to replenish your QIWI wallet without losing money has become an urgent need. This opportunity appeared thanks to the cooperation of two companies QIWI and MEGAFON. The partnership is to create a joint electronic wallet based on Visa QIWI Wallet.
Now, to put money on a QIWI wallet, you don't need to go anywhere. All necessary operations can be done at home via the Internet. To do this, you must be connected to the mobile operator Megafon and, accordingly, when registering the QIWI wallet, indicate your phone number.
Thus, when you enter your QIWI personal account, you will have two accounts - a cell phone account and a QIWI account. In your personal account, you can transfer money both from an electronic wallet to a phone, and vice versa from a phone to a wallet. At the same time, there is no commission for transferring money.
All you need is to put money on the phone, and transfer from the phone to QIWI. You can top up money on your phone account through Sberbank. Online.
Instruction
1. Go to Sberbank. Online and deposit money into your cell phone account.
2. Go to your QIWI personal account and select "Top up wallet".
3. Select "Megaphone".
4. Specify the transfer amount and click "Transfer".
5. Click on "Confirm".
6. A message will be sent to your phone, to which you will need to answer. The message must contain the transaction confirmation code.
7. If you select "History" and the report period, you will see the status of payments.
8. Click on your account. A window with your accounts will open.
In this window, you can see that the amount of 10 rubles has appeared on the QIWI account.
You can put money on the QIWI wallet using a mobile application for Android OS. To do this, install the QIWI wallet application on your smartphone.
In the app, select:
- Top up
- From the account of Megafon
- Enter the amount and click pay
Please note that QIWI commission and operator commission are indicated at 0%.
That is, now you can replenish a QIWI wallet in two operations and not lose any money at the same time. In the conditions of the economic crisis with the constant rise in prices, it has become especially important to save on money transfers.
