The receipt by the borrower of funds issued by the lender for a fixed period of time with the condition of payment of the interest established by the contract is called a loan. Loan payments are made in accordance with contractual obligations and require their timely execution. In case of the due date of payment and lack of funds, it is necessary in a short period of time to find a way to pay off the arisen debt.
It is necessary
- - passport;
- - lending agreement.
Instructions
Step 1
If you have a main job but do not have the money to pay off the loan, contact your employer for help. Ask him orally or in writing to transfer to the bank account where the loan was taken, the amount to pay off the debt against the advance payment. If the employer shows favor and understanding, provide the organization's accounting department with the full name of the bank, the number of the current account and the loan agreement.
Step 2
Ask the head of the organization you work for to give a cash advance for the future period. With the funds received, repay the loan by paying it at the cash desk of any bank branch in which it was taken.
Step 3
If there is an open current account in any bank and there is a certain amount of money on it, use the opportunity to repay the loan debt by transferring the banking transaction. Check the size in advance.
Step 4
Visit the bank where the loan was taken. Please report your problem with a temporary lack of funds. Have a loan agreement, passport and original receipts of previous payments with you. Write a statement on a deferred payment, carefully considering the time period for which the money will be collected to pay off the debt.
Step 5
Call your relatives, acquaintances or friends. Explain the situation related to the need for urgent loan repayment and ask them to borrow the required amount of money. If the debt is large enough, take it from several people, leaving them, if necessary, receipts for the receipt of funds, indicating the date of the return of the amount. Before borrowing money, assess your options.
Step 6
If you have valuables in the form of gold jewelry or some kind of equipment, take them to a pawnshop or sell them. Pre-collect information about the conditions of admission and the offered prices, choosing the most profitable option. Be sure to have your passport with you. Pay the loan with the funds received.
Step 7
Try to find a job that is not basic and does not require a lot of time, but the payment under the terms of the employment contract was weekly. Thus, the loan will be repaid on time /
