Pension is the remuneration received by citizens from pension, insurance and other funds at the end of work, upon reaching a certain age, for disability and in some other cases. The state guarantees the social security of pensioners, therefore pensions are often revised and recalculated. But cases of incorrect charging are not uncommon. Such errors are primarily associated with the human factor; an error, imperceptible at first glance, in a work book, a certificate from work can significantly reduce the amount of pension. If there are doubts about the correctness of the pension calculation, it is necessary to recalculate it.
It is necessary
- Employment history;
- Certificate of the amount of average monthly earnings for 2000-2001, or for any 60 consecutive months;
- Calculator;
- Pen or pencil;
Instructions
Step 1
Contact your Office of the Pension Fund with an application addressed to the head with a request to check the correctness of the accrued pension from the moment of entering it, with all allowances, recalculations, etc.;
Step 2
Contact the Main Directorate of the Pension Fund of your region with an application addressed to the head with a request to check the correctness of the accrued pension from the moment of entering it, with all allowances, recalculations, etc.;
Step 3
Calculate your pension yourself. Determine the seniority ratio, which for insured persons is 55% and increases by 0.01 for each full year of total length of service in excess of the duration specified in this paragraph, but not more than 20%.
For a woman for 20 years of experience, 55% is established, for 21 years - 56%, for 22 years - 57%. For 40 years and more - 75% (because the limit is no more than 75%);
For a man for 25 years of experience, 55% is established, for 26 years - 56%, for 27 years - 57%. For 45 years and more - 75% (since the limit is no more than 75%)
Step 4
Determine the average monthly earnings. Average monthly earnings are determined according to personalized records in the compulsory pension insurance system, or for any 60 consecutive months. The basis is the documents issued in accordance with the established procedure by employers or municipal authorities;
Step 5
Determine the average monthly wage in the Russian Federation for the same period;
Step 6
Take into account the average monthly wage in the Russian Federation for the period from July 1 to September 30, 2001 for calculating and increasing the size of state pensions, approved by the Government of the Russian Federation. Average monthly salary in the country for the III quarter of 2001 approved by the Government of the Russian Federation for calculating pensions, it is determined in the amount of 1,671 rubles;
Step 7
Calculate the ratio of the insured person's average monthly earnings to the average monthly salary. In the Russian Federation, a ratio of no more than 1, 2 is taken into account (with the exception of the regions of the Far North and equivalent areas);
Step 8
Next, determine the estimated size of the pension using the formula: seniority coefficient x ratio of average monthly earnings x 1671 (this is the average monthly salary in the country for the III quarter of 2001, approved by the Government of the Russian Federation for calculating pensions);
Step 9
Next, determine your pension capital using the following formula. Subtract the size of the base part as of 01.01.2002 in the amount of 450 rubles from the received calculated pension. The resulting amount is multiplied by the number of months of the expected period of payment of the old-age pension (depends on the year of the pension, for example: pension from 2010-01-01 - 192 months, from 2011-01-01 - 204 months, and so on adding 12). The received amount will be the pension capital for January 2002;
Step 10
Determine the indexed pension capital at the date of appointment as follows. Multiply the received pension capital by the increase index for each year from 01.01.2002:
2003 - 1, 307
2004 - 1, 177
2005 - 1, 114
2006 - 1, 127
2007 - 1, 16
2008 - 1, 204
2009 - 1, 269
2010 - 1, 427
2011 - 1, 088
Step 11
As a result, the amount of the insurance part of the pension will be equal to the amount of the estimated pension capital divided by the period of payment of the pension;
Step 12
To the result obtained, add the amount of insurance premiums recorded on the individual personal account, as of the date of appointment, according to the data of the individual (personified) accounting of the Pension Fund and divide by the expected payment period;
Step 13
To the received amount of the insurance pension, add the fixed basic amount of the insurance part (determined by the government of the Russian Federation). This will be the calculated pension.
Step 14
Compare the amount received with the amounts calculated by the pension fund. If they match, it means that your pension has been calculated correctly, if not, ask to recount it again, and explain the reason for such a request;
