Transfer of funds is one of the most demanded services provided by post offices, banks and payment systems. This service allows you to transfer money from one person to another without tiring and expensive travel to the recipient.
Instructions
Step 1
Ask the recipient of the payment (using telephone, e-mail, instant messaging systems, etc.) all the necessary details, including the last name, first name, patronymic, address with zip code, and sometimes also the name of the region or country. For some types of transfers, it is also required to know the recipient's passport data. If the funds are transferred using a mobile operator, find out the recipient's phone number, and if through the e-commerce system - his wallet number. If the recipient wants the funds to be credited to his current account, find out the number of this account, the name of the bank, BIC and other data. Write down all the information carefully, then check it carefully.
Step 2
Please note that there is no free transfer of funds - there is always a commission charged for it. Therefore, no matter how you transfer funds, take with you not only the money that you want to transfer, but also the amount that covers the size of this commission. You can find out what it is equal to in the help desk of the organization whose services you intend to use. For example, "Russian Post" - 8 800 200 58 88, "Beeline" - 0611 (from a mobile phone connected to the same operator). Also take your passport with you.
Step 3
The most reliable way to transfer funds is by post. For its implementation, contact any branch of the "Russian Post". Select the desired transfer method: slow - through the CyberMoney system, fast - through the Fast and Furious system, or using the Western Union service. Take the appropriate form, fill it out carefully, wait for your turn, hand it over to the operator along with your passport, deposit the funds, and then get your passport back, as well as a document confirming that the funds have been accepted for transfer.
Step 4
The services of Western Union can be used not only in the post office, but also in any bank that has entered into an agreement with this company. To do this, contact any cashier-operator and let them know that you are going to transfer funds through this service. He will give you the forms and help you fill them out. Then follow the instructions of the cashier-operator. Also, banks provide services for transferring money through other systems, for example, "Unistream".
Step 5
For a transfer using a mobile phone, a somewhat inflated commission is charged, but the sender does not need to visit either a post office or a bank - it is enough to find the nearest payment terminal. To use the service you need a phone connected to Beeline. Call 0611, and then, following the prompts of the voice informant, get a connection with a consultant. Ask if the "Beeline. Money" service is blocked on your SIM-card, and what is the current commission for it. If this service is available, first put the required amount (including the commission of both the payment terminal and the service itself) on your own phone. It is best to use machines with zero commission, which are sometimes found in shopping and entertainment centers - then, in addition to the transferred amount, you will have to pay only the cost of the service provided by Beeline itself, but not by the terminal owner. When the account is topped up, send an SMS-message in the following format to 7878:
Uni Last name First name Patronymic number Last name2, where Uni is an abbreviation for Unistream, Last name, First name, Patronymic - your last name, first name and patronymic, number - the number of rubles to be transferred, and Last name2 - the recipient's last name.
After that, a confirmation request will come from the number 8464. Answer it (to the same number) with a message consisting of one digit 1. After that, a code consisting of the letter T and a number of numbers will come from the number 7878. Notify the recipient in any way, and he will be able, taking with him a passport and a note with this code, to pick up funds at any bank that provides a service for receiving funds through the Unistream system.
Step 6
To transfer funds using an electronic payment system, first fund your account in it. Then launch the software client or go to the web interface of the payment system. Enter your username and password, after making sure that your computer or smartphone is not infected with malicious software. Find in the menu the item corresponding to the transfer of funds from one account to another (the addressee must have a wallet in the same system). The location of this item depends on which service you are using. Enter the recipient's wallet number and the amount you want to send to him. Then click the Forward button or similar.
