VTB Insurance allows you to insure life, health, car, loans, property. Each service has several tariffs and programs. You can apply either in person when visiting a branch of the company, or through the official website.
VTB Insurance is a subsidiary of VTB 24. The company offers a huge number of different programs that can significantly reduce costs arising from various unforeseen situations. Services are presented in 5 main categories:
- health;
- auto;
- travels;
- property;
- a life.
Health insurance
All programs can be divided into two large groups: voluntary and compulsory. On the official website, you can apply for an OMI and VHI policy. The latter allows you to undergo diagnostic and therapeutic procedures using more options.
Voluntary programs offer cancer and other critical illness insurance. There are proposals to increase the availability of medical care for children and athletes.
Car insurance services
"VTB Insurance" offers to issue a CASCO. Money is paid excluding depreciation of parts. Repairs can be carried out at the expense of the company in specialized service centers. In some cases, you can use their services without a traffic police certificate. There is such an opportunity if there is damage to glass, mirrors, one body repair.
Additionally, within the framework of such lending, additional services are offered, the list of which depends on the chosen program. With "Light" users receive round-the-clock help and the ability to use a tow truck in case of an accident or breakdown. Under the Maximum program, there are also roadside assistance services and an emergency commissioner call.
Travel insurance
The purchase of an insurance policy protects against unforeseen expenses for medical treatment on a trip abroad. The policy contains free contact information, and the document can be accepted by any embassy or visa center when applying for a visa.
The insurance service is intended for persons who temporarily travel abroad for recreational, educational, professional, sports, and religious purposes.
VTB Insurance services for property and life
You can use mi to protect yourself from such troubles as flooding, damage to household property, and more. The company also offers to take out insurance when drawing up a loan agreement. In this case, the bank is guaranteed to receive money on the debt if, for example, an accident occurs by the borrower. There are special offers for mortgage insurance for military personnel. They are invited to eliminate the bank's risks on more favorable terms.
Life insurance is allowed both investment and accumulative. The first allows you to get potentially unlimited income with the protection of the initial amount. Potentially unlimited income is provided by part of the funds that are invested in instruments tied to profitability.
Thus, VTB Insurance offers a wide variety of services to protect the interests of individuals and legal entities in various life circumstances.