Alfa Bank is the largest private commercial bank in Russia. There are 127 branches throughout the country that offer deposit and lending services to individuals, individual entrepreneurs, financial institutions, large and medium-sized businesses and investment banks.
It is necessary
- - passport of a citizen of the Russian Federation;
- - 2-NDFL certificate;
- - additional documents.
Instructions
Step 1
Alfa Bank offers a dozen different types of loans. Many people apply to the bank for a cash loan. A loan is issued up to 2 million rubles. for up to five years. A significant advantage is the issuance of a loan without any commissions and guarantors. The rate is calculated on an individual basis, the more documents and information the client provides, the more profitable the loan is for him. To receive the required amount of money from the bank, you should contact the Alfa-Bank branch in your or a nearby settlement or fill out and send an online application through the alfabank.ru website.
Step 2
To apply for a cash loan, you must provide a list of documents. It includes a general civil passport of the Russian Federation and a certificate from the place of work in the form of 2-NDFL, where the white salary for the last six months must be indicated. This certificate is valid for a month from the date of issue. If the client receives the salary on the card or account of Alfa-Bank, the provision of personal income tax certificate is not required. Additionally, you can provide a valid foreign passport with a stamp confirming the trip abroad within the last year. Also, if available, you should provide the bank with a voluntary medical insurance policy, a driver's license and a vehicle certificate if it is at least 4 years old. A copy of the work book is needed with the relevant requirements.
Step 3
At Alfa-Bank, you can apply for a cash loan "Bystro". Loan amount from 10,000 to 250,000 rubles. In order to get a loan, you must bring your Russian passport and a 2-NDFL certificate with a salary for the last three months to the bank branch. The source of income should not be lower than 8000 rubles. When filling out the application, be sure to ask to indicate the working phone number of the personnel department of the organization where the client is working and the home phone number at the place of residence. The absence of negative credit history is required.
Step 4
To obtain a consumer loan when buying large goods, you should go to a consultant at the point of sale and write a statement. For registration you only need a passport. The main thing is to fill out the form correctly and competently.
Step 5
Alfa Bank provides mortgage loans, credit cards, car loans. All programs require a standard set of documents for registration, as when obtaining a cash loan. It's just that each type has its own nuances and the bank requires the appropriate documents.
