It is possible to transfer money from an account in VTB24 not only in bank branches. Online services provide an opportunity for alternative translations. However, this path is not always as easy as it seems. In order not to get confused in the variety of functions of remote maintenance services, it is enough to follow simple recommendations.
Transfer within the bank
VTB24 Bank customers can make transfers between VTB24 accounts. To do this, you can use Telebank Internet banking. The online banking service is available to all VTB24 customers, but it is not provided automatically when opening an account, but upon application. You can fill out an application at any bank office.
In your online banking account, in the “Transfers” column, you must select “Transfer to VTB24 client”. Next, you must indicate the amount and name of the recipient.
As details, you can choose to specify either the recipient's account number, his VTB24 card number, or a unique identification number that is issued to each client of VTB24 online banking. Next, the account from which the transfer amount will be debited is indicated, as well as the date of the operation - it can be carried out immediately, indicating the current date, or postponed by making a mark in the calendar.
A similar operation is available in the VTB24 mobile application and is performed according to the same algorithm of actions.
Transfer to another bank
To pay for funds opened in another bank, you must use the "Transfer another bank (rubles)" function, or a similar dollar operation.
You will need to indicate the name of the recipient, account number, transfer amount. A required field is “purpose of payment”, where you should indicate the reason for the transfer. The recipient's TIN and a block of information about the recipient's bank are also indicated:
- BIK;
- Name of the bank;
- recipient's bank correspondent account number.
Bank details can be found on the official website of the financial institution.
The payment can also be made immediately or postponed for a specific date. According to a similar algorithm, the operation can be performed using a mobile application.
In bank branches
You can also transfer funds from your account to any account at the VTB24 office. The disadvantage of this method is the commission that is charged for any financial transaction. The commission will be charged even for transfers within the bank.
Transfer currency
When carrying out a transaction, it is important to pay attention to the currency of the VTB24 account and the account to which the transfer is made. If the ruble amount is transferred, for example, to a dollar account, then the funds will be converted at the internal rate of the bank established for a specific date. This can reduce the amount of the transfer, so it is better to transfer transactions strictly to accounts opened in the same currency.
