Now there is no such person who would not have a cash account in the bank. The most common bank in the Russian Federation is the Savings Bank of Russia. It is, perhaps, the only bank that still uses savings books in circulation, but it also actively promotes the policy of plastic cards. And sooner or later, each account holder is faced with the question of how to find out the account balance?
It is necessary
Passbook, plastic card, passport, telephone, computer with Internet access
Instructions
Step 1
Probably the easiest way to find out the amount of funds in the account is to visit the very branch of the bank where the account was opened. You can find out the balance in another branch of the bank, but it will be difficult to withdraw funds if they are in the savings book, in particular in time. In addition, you will need a passport, and a savings book or plastic card must be opened in your name, and also patience to stand in line.
Step 2
You have probably noticed ATMs in many public places - machines for dispensing cash from the account of a plastic card holder. In addition to issuing funds using an ATM, you can find out the balance on your account. To do this, it is enough to know the PIN code that was given to you at the bank when receiving a plastic card. With the help of an ATM, you can make individual payments - top up your phone balance, transfer funds to another account.
Step 3
Currently, terminals for payment for services are becoming very popular; they work with plastic cards and cash. To clarify the balance on a plastic card, you also need a PIN-code, as well as using the terminal you can pay utility bills, "repay" a loan. But another important feature of the banking terminal is the ability to replenish the account with cash. The latest achievement in this area can be considered an ATM combined with a terminal, but there are currently few ATMs of this type.
Step 4
Who can do without a phone now? The owners of plastic cards who have connected the Mobile Banking service have the opportunity to check the balance of the card account using an SMS message, for this they need to send a message with the text "BALANCE 12345", where 12345 is the last five digits of the card number, to the phone number +79262000900 … You can also find out the balance by calling 88005555550, and you will need the card number, passport data and the code word that you wrote in the application when opening an account.
Step 5
There is another way for internet users to check their account balance. This is to use the service "Sberbank Online". To access this resource, go to the main site of Sberbank and follow the link to this resource. The password can be obtained by sending a message with the text "PASSWORD 12345" to the number +79262000900, and the user ID will be reported to you in the help service at 88005555550, to obtain it you will need your passport data, cards and a code word. So you will get limited access to the Sberbank Online @ yn service, to get full access you will have to use the old-fashioned way: visit a bank branch and apply for connecting the Sberbank Online @ yn service.
