In order to get a loan from Rosbank, you need to choose one of the programs offered by the bank, collect the necessary documents, fill out an application in the prescribed form and wait for the bank's decision to provide you with money.
Instructions
Step 1
Study Rosbank's loan programs, which are provided to individuals, on the website. This will reduce the time it takes to process a loan at a bank branch. You can find information on the types of loans in the section "Individuals", Rosbank provides targeted and non-targeted loans, car purchase on credit and mortgages are allocated in separate programs. The system will help you choose the optimal scheme based on the loan conditions and the amount in one or another currency that suit you.
Step 2
Choose a suitable program, click on it and study the conditions for granting a loan. For example, the Big Money program requires a surety from an individual. Also, the bank imposes restrictions on the age of the borrower and requires the provision of documents characterizing the financial position of the potential borrower. A prerequisite for obtaining any loan is the presence of permanent or temporary registration in the region where the loan is provided and work experience of at least three months.
Step 3
Fill out an application for a loan. This can be done in one of three ways. Firstly, Rosbank provides an opportunity to fill out an application online. Remember that in this case, you must attach electronic copies of the documents required for a positive decision on the loan program. Secondly, you can call Rosbank and provide the loan officer with all the information over the phone. Thirdly, you can visit a Rosbank branch and present the necessary documents in person. The list of addresses of Rosbank branches is available on the website.
Step 4
Wait for the decision of Rosbank to issue (or refuse to issue) a loan to you. In case of a positive decision, a Rosbank employee will invite you to the office to conclude a loan agreement. The money will be transferred to your current account or issued in cash, depending on the method provided by the selected program.
