If earlier the use of cashless payments was the prerogative of organizations, now it has become available to ordinary citizens. You can open a non-cash electronic account both in a bank and on the Internet.
Instructions
Step 1
In order to receive a non-cash electronic bank account, go to any of its branches and ask the cashier-operator to make a plastic card for you. Be sure to make sure that it will not have credit, so that if it is hacked, no one can get a loan from you without your knowledge. Show your identity document, fill out the form, and then wait for the card to be produced. Sign it immediately upon receipt. Ask the cashier to give you along with her a document with the details necessary to replenish the account. You can only inform people who want to top up your account, but not their PIN-code, as well as the numbers indicated on the back of the card.
Step 2
To get a cashless electronic account on the Internet, choose one of the virtual payment systems, for example, WebMoney or Yandex. Money. Before creating an account, if provided by the system, select the method of managing it: through a special application for a computer or phone, or through the web interface. Be sure to set a strong password. Some of the systems require two passwords to be set: one to enter the interface, and the other to perform operations with funds. Make both of them challenging.
Step 3
To replenish your account in the payment system, use special cards sold in communication stores or payment machines. A person who wants to replenish your account, provide only its number, but in no case any of the passwords to access it.
Step 4
To open a cashless electronic account in the Qiwi payment machine, first make sure that the machine is actually serviced by this particular operator. In its menu, select "Mobile wallet", and then - "Registration" (the name of this item may be different, depending on the selected terminal). Enter your mobile phone number, and after a while you will receive a message with a four-digit password. You can use this password only to log into your account right on the terminal. You can also replenish your account through it.
Step 5
To enter the created account through the site, go to the following page: https://w.qiwi.ru/features.action. Enter your mobile phone number and captcha on this page, after which you will receive another password for entering your account through the site.
