Before applying for a loan in one of the banks in Murmansk, it is necessary to collect complete and objective information about the available loan programs. This will allow you to evaluate the proposals and choose the best option that suits your needs. Currently, a similar procedure can be performed virtually online via the Internet.
Instructions
Step 1
Visit the "Banks of Murmansk" website at the link https://murman.credsovet.ru/. Here you can study all available credit programs of the city and region, compare offers from different banks and submit an application online. In the top panel of the site you can familiarize yourself with the leasing terms or use the services of credit brokers. The section "Questions to an expert" or "Forum" will allow you to get answers to your questions and find out the opinion of other consumers about the service in a particular bank.
Step 2
Choose the method of lending that interests you. The list is offered in the left column of the main page of the site. Fill out the search request form, in which indicate the currency, amount and term of the desired loan. You can also note the presence of a guarantor or collateral. Click the "Search for loans" button. Analyze credit conditions and choose the right product
Step 3
Read the detailed information about the requirements for the borrower, the conditions for granting a loan in Murmansk and the required documents. Click on the link "Information about the loan on the bank's website" to get more detailed information and find out the address of the nearest branch.
Step 4
Download on the website of the Bank of Murmansk or get an application form at its branch. Fill it out and submit it to the loan officer along with the required package of documents. Based on the information provided, within the specified time frame, a decision will be made on your request. If you receive a positive answer, then you will be invited to sign the loan agreement.
Step 5
Use the services of a loan broker if you could not choose a loan program or do not have time to visit banks. To do this, the site has a function "Application for a loan". You just need to fill out a special form and indicate your contact information. After a while, a specialist of the company will contact you and advise on the terms of service and clarify your requirements. All further procedure will be performed for you by the intermediary.