You can make the next loan payment or repay it ahead of schedule in several ways. This is depositing cash at the bank's cash desk, using its ATM or terminal with the function of accepting cash, transferring from an account in the same or another bank. Many loans can also be repaid at payment terminals, through cell phone stores or by post. The full list of options depends on the specific bank.
It is necessary
- - passport;
- - money;
- - details for the transfer;
- - computer with Internet access;
- - bank card or account number;
- - ATM or terminal.
Instructions
Step 1
When you personally contact the bank's cash desk, your passport, money and if you have a bank card, savings book or a similar document is usually enough. You are required to indicate your desire to make a payment and name the loan product for which you are repaying the debt.
When performing this operation through a third-party bank, at the post office or in a cellular store, you will need details - account number and, possibly, other data, at least the name of the bank.
In this case, a passport may be required in third-party banks, it is better to have it with you and at the post office, in cell phone stores it is usually not needed.
Step 2
A bank transfer between your accounts, both in the same bank and in different ones, can be carried out through the Internet banking interface by selecting the appropriate options, or during a personal visit to the bank, and in some cases through a call center (as a rule, between accounts in the same bank).
When visiting a bank, you need a passport and, if available, additional identifiers (card, passbook, etc.). Requisites are needed in all cases, except for the transfer between your accounts in the same bank.
Step 3
When replenishing an account through a terminal or ATM of your bank that has the option of depositing cash, identification is made using a bank card and a PIN code. But in some banks, it is enough to type a 20-digit account number on the keyboard, check your data and select the option of depositing cash.
Depending on the model of the device, money can be deposited through a bill acceptor or put into an envelope that is inserted into the hole intended for it.
Transfers between different customer accounts in the same bank are often also available through an ATM. To do this, select the appropriate option, the accounts between which the transfer will be made and enter its amount.
Step 4
When replenishing an account through a third-party payment terminal, you must select the appropriate menu option, your bank and enter the account number, and then insert the money, taking into account the transfer fee to the bill acceptor.
Terminals and ATMs do not give change, so usually you have to transfer a little more money than required.
