Since January 1, 2007, families who have given birth or adopted a second or subsequent child have received the right to maternity (family) capital. Then it was equal to 250 thousand rubles and could be spent only for three purposes: the education of children, the mother's pension and the purchase of new housing. However, over time, these rules have changed.
Instructions
Step 1
Since 2011, the amount of maternity capital has grown and has become equal to 365, 7 thousand rubles. In addition, from now on, maternity capital can be cashed out not only in those limited ways that the state initially provided for.
Since 2009, it has become possible to use a small part of maternity capital in cash, without waiting for the youngest child to reach the age of three. Families eligible for maternity capital received the opportunity to take 12 thousand rubles in cash for urgent needs.
Step 2
In 2010, the government went to an even greater removal of severe restrictions. The Pension Fund of the Russian Federation began to accept applications from willing families for the payment of the maternity money due to them. It became possible to cash these funds in the event that the family decided to build or renovate individual houses on their own, without the participation of contractors.
To do this, the family must confirm the ownership (or lease) of the plot of land, as well as the ownership of the individual building. In addition, the bank account details must be provided to the Pension Fund. The easiest way will be to get money for those who want to compensate for the already incurred costs of construction or reconstruction.
Step 3
If the family is just starting to build a new house, they will immediately receive only half of the mother's money. The second part can be cashed only after the main construction is over. In addition, the government has not yet approved the reporting form. Although the Pension Fund promises that after the application is satisfied, no later than two months, 50% of the amount of maternity capital will be transferred to the account indicated by the applicant. And in six months, it will be necessary to submit to the FIU confirmation of the completion of key work - installation of the foundation, erection of walls and roofs - or the fact of reconstruction of the house.
