The desire, if not for wealth, then at least for financial independence - the desire is quite understandable. Unfortunately, most of the people admit that they do not know how to save or manage finances correctly.
Victim of the image
Many assume that an increase in income levels also implies an automatic increase in expenses. In part, this is, of course, true. For example, often, along with an increase in income, additional responsibilities appear in relation to loved ones. However, in most cases, they start spending more only because such an opportunity arises. This is nothing if the goal to accumulate does not exist. If there is an interest in saving finances, you should think about whether it is worth purchasing a more expensive item, if you were previously quite satisfied with a similar product at a lower cost.
Delusions
There is a position that spending money makes a person more successful in the eyes of others. Popular culture often promotes the idea that wealth is a force that allows you to control and influence people's attitudes. And in real life, when a new status thing is demonstrated, which confirms in one sense or another the level of income, the attitude of a certain number of people changes noticeably. Here only one question arises: "How much does the superficial opinion of the people around it matter?" Perhaps money-hungry girls and ingratiating waiters make life a little more pleasant. But how much this "respect" for money is important.
Sluggishness
One should not expect some kind of impetus, in the form of a global cataclysm or crisis, as a result of which it will be necessary to create a personal reserve fund. The fact is that in the absence of savings at this moment, most likely, it will be quite tight. It is necessary to save up immediately, without postponing this issue until later. Let the first contribution be not very big, but it will be, which is the main thing.
Motivation
Accumulation of capital does not have to be the meaning or purpose of all life at all. You just need to understand that in order to learn how to save money, the accumulation process should be perceived as a certain work, which should be approached with full responsibility. To save money means to invest it in your future. This is important and good work.
