When an opportunity arises to dispose of a relatively large amount of funds, the question of its effective investment inevitably arises. As a rule, bank deposits, securities and real estate are considered the main ways of investing rubles.
Instructions
Step 1
The most common option for investing rubles is a bank. Both large and modest amounts are invested in banks. As a rule, the bank offers up to 11% per annum on deposits, which looks relatively attractive. In addition, banks are the most stable way of investing. Well-established banks, as practice shows, hold up well even in a crisis, in addition, some of the deposits are insured by the state.
Step 2
Investments in securities are considered risky, but sometimes very profitable. This can be done through an exchange broker or through a mutual investment fund (MIF). These investment methods are best used by those who are at least more or less versed in investing in securities in order to control the actions of a broker or a fund: unfortunately, even the best brokers and funds sometimes make mistakes and invest in not the most profitable securities. The essence of investing in securities is as follows: you transfer the amount of money to a broker or to a mutual fund, where parts of this amount are invested in various securities to form an investment portfolio. Subsequently, some of the securities become more expensive, and some become cheaper. Accordingly, if your investment portfolio is dominated by rising securities, you increase your income.
Step 3
Those who have a fairly large amount of money can invest in real estate. Apartments and offices in Moscow (and throughout Russia) are only getting more expensive every year, so buying real estate is a good decision. It can be leased and subsequently resold at a higher price.
Step 4
In addition to the above, there are other ways of investing rubles. For example, money can be invested in a promising business, but such investments will be successful only if the business develops. You can run a business on your own or just participate in it - it all depends on your goals and the amount of funds. Having invested about a million rubles, you can open a small cafe in Moscow. The same million can be invested in a manufacturing company by becoming one of its founders.
Step 5
The choice of how to invest money depends on the amount of money and on your goals. Anyone who can afford to take risks can invest in stocks or businesses. The most sustainable ways of investing are bank deposits and real estate.
