Now more and more people apply for and use bank cards. They are convenient to pay in stores and restaurants, as well as to shop online. And one of the most popular types of cards that are accepted by many trade and service enterprises in Russia is MasterCard. How do you become the owner of such a card?
It is necessary
- - passport;
- - money to pay for the cost of servicing the card.
Instructions
Step 1
Select the bank where you want to apply for the card. Most banks work with the MasterCard payment system and issue these cards to their accounts. But banks have different terms of service for this card. Visit the websites of various banks or visit their branches in person. Find out how much the annual card maintenance will cost, what services are included in it - Internet banking, SMS-informing about the state of the account, and so on. If you are going to frequently withdraw cash from the card, also check if there are ATMs of the bank of your choice near where you live. After all, when withdrawing cash from third-party ATMs, you will have to pay a commission.
Step 2
Having chosen a bank, decide what type of MasterCard you want to get yourself. Usually the most inexpensive service is provided by the Maestro card of the MasterCard payment system, but this card has limited functionality - it is not always accepted for payment. There is also MasterCard Gold, there is an additional fee for it, but it also offers additional services for the holder - an increased cash withdrawal limit and so on. The classic MasterCard can be called a compromise option.
Step 3
Having decided on all the questions, come to the chosen bank with a passport. Open an account with a bank and order a card for it. To do this, fill out a special application that the employee will give you. In addition, if the bank offers this, you can apply for a card with an additional bonus program. Many airlines cooperate with banks, and by agreeing to issue a card with a special offer, you can, for example, receive bonus "miles" from a particular airline for purchases made with the card. You can purchase tickets for these "miles" later.
Step 4
Wait for your card to be issued. This may take a week or more. After she arrives at the bank branch, pick her up.