Upon reaching a certain age, citizens are required to personally apply to the branch of the Pension Fund of the Russian Federation for the appointment of a pension. Before that, it is necessary to collect a certain package of documents that will allow you to determine the amount of future pension payments. If desired, everyone can use the method of assigning these payments and calculate this amount independently.
Instructions
Step 1
Calculate the seniority ratio. This value is set for women with 20 years of experience and men with 25 years of experience equal to 0.55. If you have worked more, then 0.01 must be added to this coefficient for each additional year. However, it is worth remembering that this amount is limited to 0.75.
Step 2
Calculate your average monthly earnings for 2000-2001, which corresponds to the personalized accounting data. You can get a document with these amounts from your employer or from a branch of the Pension Fund of the Russian Federation. It is also necessary to find out the size of the average monthly wage in the country for the same period. Divide the first value by the second. The result obtained should not exceed the coefficient 1, 2. Otherwise, the number 1, 2 is taken into account.
Step 3
Determine the estimated insurance capital. To do this, it is necessary to multiply the seniority coefficient by the salary coefficient and by the amount of contributions to the Pension Fund accumulated before 01.01.2002. Next, determine the insurance portion of the pension. To do this, it is necessary to divide the estimated insurance capital by the number of months of expected pension payments, and then add the size of the basic pension. These values are established annually by legislative acts.
Step 4
Find out the accumulated pension amount for the period after 01.01.2002. Divide this amount by the number of months of expected payments. As a result, you will receive the funded part of the pension.
Step 5
Add up the insurance and funded portions to assign monthly retirement benefits. You can check the calculations and apply for a pension by contacting the branch of the Pension Fund of the Russian Federation at the place of residence. It must be remembered that the date from which the accrual of pension will begin is determined by the day of submission of the corresponding application and the package of documents confirming the identity and the right to pension payments.
