To conduct financial activities, any legal entity, as well as an entrepreneur operating without forming a legal entity (unincorporated legal entity), must open a bank account. At the same time, the choice of the structure that will be responsible for your operations depends only on you. To quickly open a current account, collect the necessary documents in advance and draw up requirements for the bank.
It is necessary
- - certificate of registration with the tax authority;
- - application for opening an account;
- - a notarized copy of the state registration document;
- - notarized copies of constituent documents;
- - notarized card with samples of signature and seal imprint;
- - order on the appointment of the director of the enterprise.
Instructions
Step 1
Determine how best for you to open a current account for a legal entity. There are a number of issues that most entrepreneurs try to avoid (for example, leaving the bank at the registration address; high commissions at opening). If you do not have such requirements, then the number of banks where you can quickly open a current account is increasing.
Step 2
Decide if you are willing to pay to open a checking account. Some banks offer registration of this service completely free of charge (for example, Master-Bank, SDM-Bank, Moskommertsbank). In addition, the Master-Bank does not charge money for maintaining your current account.
Step 3
Such banks as Rus-Bank, Otkritie, SB-Bank (300-600 rubles) charge inexpensively for their services. Opening a current account in a more popular bank (for example, Alfa-Bank, VTB24, Promsvyazbank) will cost you from 1,000 to 3,500 rubles. The most expensive services are provided by Sberbank of Russia - about 5,000 rubles.
Step 4
Collect the necessary package of documents to quickly open a current account. The main thing is a certificate of registration of your company with the tax office. You will also need: an application for opening a current account; copies of state registration documents certified by a notary; copies of constituent documents certified by a notary. Depending on the bank you choose, you may be asked for additional papers.
Step 5
You can quickly open a current account - a few hours after submitting the documents (provided that everything is prepared correctly), you can contact MP-Bank. On average, the procedure for opening an account in other institutions takes from 2-3 (for example, BinBank) to 4-6 days.
Step 6
To avoid wasting extra time, call the bank of your choice in advance and specify all the conditions for opening a current account. Let us know that you need to do this urgently. Sometimes banks agree to shorten the standard period for opening a current account.
Step 7
Be sure to inform the tax authority at the place of registration of the entrepreneur / organization about opening an account. This must be done within seven days. Otherwise, you will be fined 5,000 rubles (Article 118 of the Tax Code of the Russian Federation). You can also be brought to administrative responsibility.
