Everyone who buys a new car wants to save money on a CASCO insurance policy. The price of the policy depends on numerous conditions: the price of the car, the number of drivers (their age and experience) who will be allowed to drive, the place where the car is stored at night, etc. Let's consider what will significantly allow you to save money and sign an agreement on favorable terms for you.
1) The easiest way to get a discount is to ask an insurance specialist for it. It's no secret that in a highly competitive environment, companies are ready to reduce insurance rates in order to attract new customers.
2) Use the 50/50 program. Currently, this program is presented only by the most stable insurance companies. However, not everyone will be able to draw up a CASCO agreement within the framework of this program. There are some restrictions on the age and experience of drivers and on the form of compensation for this product. The 50/50 program is only suitable for experienced drivers.
3) Limit the list of drivers allowed to drive. You do not need to make unlimited insurance, as this leads to an increase in the cost of the contract. It is best to register all the drivers who will be driving the car during the year.
4) Establish a franchise. Many drivers are intimidated by this terrible word. In fact, there is nothing to worry about, because a deductible is a fixed amount of money, within which the insurance company is not responsible in the event of an insured event. Thanks to it, you can significantly reduce the cost and not contact the company for minor damage.
5) Establish a “reduced insurance amount”. The likelihood of theft of a vehicle is small, so it is wiser to put a reduced amount under the contract.
Thanks to this advice, you can significantly save money on insurance.
