Funds placed in the bank intended for preservation and growth are usually called deposits. For the amount entrusted to the bank, the client receives income in the form of interest. The terms of interaction are governed by the agreement, but the depositor can request his money back at any time.
It is necessary
Passport
Instructions
Step 1
The easiest way to take a deposit is to come to a bank branch with a passport and contact the teller with this question. The employee of the credit institution, in turn, will draw up the documents and direct you to the cashier. The procedure will take place quickly if you apply to the place of account management and the requested amount is relatively small.
Step 2
The bank is unlikely to carry out an operation to withdraw several million in a few minutes. Typically, prior written notice is required a week or two before it occurs. But if the client deposits a large amount of funds, the conditions for early termination of the deposit are prescribed separately in the contract, and they must be followed.
Step 3
To close a deposit, you do not need to come directly to the office where it was opened. In this case, it is enough to contact a branch belonging to one branch. For example, you can withdraw money from a savings account issued in St. Petersburg at any branch of the North-West region.
Step 4
However, if you plan to withdraw a deposit while in another region, you will need to send a request to the name of the head of the branch to which your account is attached. In the absence of a branch on the territory of a settlement, this is done through a bank branch of one financial group or its partners.
Step 5
Contact the department and ask for a template or sample of such a statement. If it is not there, write a text in any form, write down a request for the issuance of funds in the appeal department. Specify the requested amount, your details and bank details where you are going to withdraw money. After that, the request is processed. The procedure, as a rule, takes about 5 working days, but in practice the time frame can be increased. Keep in mind that a request is not a guarantee of receiving a deposit, it is sent for consideration and the head of the branch at the place where the account is maintained has the right to refuse to issue funds to the client. As a rule, this happens if the requested amount is large, then it is worth rewriting the application and indicating a lower value in it. You can, in principle, contact the branch where the deposit is opened - there you can easily take the money.
