The question of thoughtless waste of money has been relevant at all times. Probably, many have faced the problem of squandering salaries or have heard reproaches from relatives and friends about the constant use of money for other purposes.
Instructions
Step 1
First of all, get into the habit of counting money, namely, start a notebook or notebook - write down all your purchases there. According to psychologists, this method more disciplines people.
Step 2
At the end of the month, sum up how much money you spent and how much money you received during this period. Also look at what purchases you could do without, then calculate the amount and imagine what you could buy with this money. This method can awaken the essence of the economy in you.
Step 3
Before going to the store, decide on the name of the purchases and calculate their cost. Thanks to such calculations, you will have an accurate idea of the amount you need to take with you and not a ruble more.
Step 4
Ask your accounting department to transfer all the money to the card. Studies show that people spend less money if they don't feel cash in their hands. Again, credit cards are mostly accepted in large stores, so you won't be tempted to buy something unnecessary at a roadside store.
Step 5
If there is a person in your family who knows how to rationally distribute finances, then the best way would be to give money to him. On the one hand, your wife, husband or mother will buy everything you need for the house, on the other, you can leave the required amount for yourself.
Step 6
Try dividing the received salary into periods. For example, if your pay is 20 thousand, then in 7 days (that is, one week out of four in a month) you should spend no more than 5 thousand. The method is tough and effective, but it can be tempting, and you will take money from the next week. Therefore, it is best to give them to trusted friends.
