Perhaps everyone wants to freely acquire the things they need. However, not everyone can afford it. Many find a way out, arrange loans or microloans. Of course, they receive money for the thing, but they still have to pay debts regularly, which is also very financially limiting. Do not do the same, it is better to save up for the necessary thing yourself. Let's take a look at how you can do this.
Instructions
Step 1
Start controlling all your daily spending. Determine what you can save on, what you can not spend money on. As a result, you will have a certain amount left, put it in a piggy bank.
Step 2
If you like to make spontaneous purchases, give up this habit, but rather do the following. For example, you looked at a new jacket (of course, not the first one) and really want to buy it. Look at her price tag and set that amount aside, then head home quickly. Do this every time you want to purchase an unplanned item, you will be surprised how much money is wasted.
Step 3
If you do not make spontaneous purchases, think about what you can deny yourself. For example, in pleasures. Do not order expensive coffee in a coffee shop, it is better to drink it at home, instead of an evening restaurant, arrange a dinner at home, instead of going to the cinema, organize an evening movie screening at home.
Step 4
Save 10-15% of your income every month, if you understand that you cannot save money, find a source of additional income and save the entire amount that you receive from it.
Step 5
Put your money in a bank account, yes, the interest will not be high, but it is there. In any case, you will get more than if you put your money in an envelope at home.
