Citizens of Ukraine, like in other democratic states, have the right to invest their personal savings in certain structures at will. At the same time, it is important to be aware of the current economic situation in the country in order to subsequently gain benefits and avoid losses.
Instructions
Step 1
You can place your savings in the bank. At the same time, it should be remembered that recently the banking sector of Ukraine has been subject to certain pressure from the state due to a weak economy, but experts are confident that it will be able to endure even difficult macroeconomic problems. Ukrainian banks are cautious about lending, so they have few problem borrowers. The growth of rates is also quite often observed, which will undoubtedly please investors. It should be borne in mind that even if the growth of interest rates on deposits in hryvnia decreases due to inflation, foreign currency deposits will become more profitable.
Step 2
The Ukrainian stock market is not in high demand among investors due to the lack of growth. The PFTS index and the UX index fall annually. However, the government is taking various measures to make this market attractive to investors. For example, one of the proposed solutions was the obligation for all joint stock companies to list their shares. Work is underway on a mini-IPO system, which will be convenient for small companies as well. Also, hopes are pinned on the Investment Guarantee Fund.
Step 3
Investments in real estate are currently quite risky, as experts predict a strong collapse in prices. If the hryvnia continues to decline and the economy enters a recession, the cost of square meters will begin to fall. While it makes sense to invest in commercial real estate, as this sector is still profitable, especially in terms of retail space. It is important to consider consumer preferences, which can change dramatically. For example, if earlier the majority preferred to shop in the market, now more than 75% of consumers choose modern hypermarkets, supermarkets and shopping centers.
