In an unstable financial situation, the question of saving accumulated funds is always acute. Using a flexible investment policy, you can protect your ruble savings and avoid unnecessary risks.
Instructions
Step 1
In order not to lose your savings, carefully monitor the situation both in Russia and abroad. The global financial crisis and the instability of economies confuse even specialists.
Step 2
When investing, proceed with caution and prudence to minimize possible risks. Rely not on making big profits, but on preserving your capital.
Step 3
If the amount of your savings is significant, use several financial instruments. This way you will avoid risks and save your funds. Only a sufficiently flexible policy and skillful handling of investment methods will help you preserve and increase your savings.
Step 4
Please note that both the euro and the US dollar are currently not stable currencies. But if you are still impressed by the European currency and intend to exchange rubles, then the safest investment is rental property, for example, in Germany. You can also express your sympathy for the dollar by placing funds in a deposit for a short time.
Step 5
The most attractive asset during crises at all times is gold. Its prices are dynamic. Wait for the best price and buy.
Step 6
Leave 30-40% of your savings in rubles. Interest rates on ruble deposits have increased, which makes this financial instrument very attractive for investments for a period of 2-3 years. Take advantage of deposits where partial withdrawals are provided. This will allow you to reallocate your assets depending on the situation.
Step 7
Invest your savings in real estate. Purchase a land plot. This can be done both in Russia and abroad.
Step 8
Remember, the best investment is investing in health and education. There are numerous offers for health insurance and medical care. The possibilities of educational programs are also varied. By investing your savings in this way, you protect yourself and your loved ones from many of the troubles that inevitably arise during a period of financial turmoil.
