A promissory note is a document issued in a prescribed form that defines the unconditional obligation of the drawer to pay a specific amount of money to the drawer within the specified time frame. A company issues a bill of exchange when it is unable to pay its monetary obligations and wants to defer the date of actual payment.
Instructions
Step 1
Purchase from the Treasury or the Central Bank of the Russian Federation a ready-made form for writing a promissory note, which was approved by Decree 1094 of the Government of the Russian Federation of 1994-26-09. The filling out of the document is carried out in accordance with the procedure established by the Regulations on promissory notes and bills of exchange, approved by Federal Law No. 48-Fz of March 11, 1997. A bill of exchange is a document in writing, all data are entered by hand or by means of mechanical office equipment.
Step 2
Indicate at the top of the document the bill of exchange label or the name "Bill" in the language that corresponds to that used in the document. The bill of exchange is used twice. The second mention must be located in the text of the bill, which makes it difficult to create a forgery or present another document for a bill.
Step 3
Write in free form the obligation to pay a certain amount of money. The subject of a bill can only be money, so it is unacceptable to replace debt with any goods or services. In a promissory note, there is no need to indicate the name of the payer, since here the drawer himself acts in his role.
Step 4
Note the due date, which is the same for the entire bill of exchange. The term can be set upon presentation, after a certain time after drawing up or after presentation, as well as on a certain date. If the term of payment is not specified in the text of a promissory note, then it is considered a bill of exchange at sight.
Step 5
Indicate the location where the payment will be made. As a rule, this is the address of the place of residence of the drawer.
Step 6
Write the name of the first purchaser of the bill, i.e. the holder of the bill. If this information is absent, then the bill is considered invalid.
Step 7
Include the date and place of the promissory note. Certify the document with the signature of the issuer, which is put in his own handwritten way.
