Money has to make money. But which way of investing should you choose? Each has its own advantages and disadvantages. The basic rule of investing is not to invest the latest savings in risky projects. Better yet, divide your savings into parts and use different strategies for them.
It is necessary
- - information about brokerage companies;
- - data on mutual funds;
- - exchange rates;
- - Realtor services.
Instructions
Step 1
Open a deposit in the bank. It is simple, reliable, but it will not give you high income and will not save you from inflation. The safety of deposits is guaranteed by the state. But, as a rule, if you want to withdraw your money from the bank early, you will lose interest. Therefore, if you want to increase your savings, consider other investment options.
Step 2
Get started in the stock market. Here it is possible to use both short-term strategies that require specific knowledge and experience, and designed for several months. In the latter case, you buy securities with the help of a brokerage company and wait until you can sell them profitably. In the stock market, you can earn good capital with a minimum starting amount. Get pre-trained to understand the issue.
Step 3
Invest in a mutual fund. This is also an investment in the securities market, but less risky and does not require special knowledge. Mutual funds form portfolios of securities and their own strategy. In particular, there are open or closed, interval and for certain securities - stocks or bonds. Anyone can participate in the open. In interval money is invested for a certain period of time. There are other rules and restrictions as well. But at the same time, you, as an investor, do not have to make any decisions. Keep an eye on the profitability of the selected fund and make a decision on exit from it in a timely manner.
Step 4
Make a decision on trust management of your finances in an investment company if you have an amount of 300-500 thousand rubles and are not ready to do it yourself. The stock market, with a professional approach, offers the highest possible return. Trust management will provide you with an individual approach that you will not get with participation in mutual funds.
Step 5
Buy currency. This is one of the most common types of savings of accumulated money. Buy money from different countries to diversify your income and reduce risks. Try your hand at Forex if you want to make money on the difference in rates. But keep in mind that it is more difficult to work in this market than in the stock market.
Step 6
Invest in precious metals. Banks offer both the purchase of bullion and non-identified metal accounts or investment coins. Another option is to purchase jewelry. This is a conservative and very reliable way to protect your savings from fluctuations in the economic situation.
Step 7
Buy real estate if you have a large enough amount of money. With the help of a realtor, select the type of premises that best reflects the goals of your investment. It can be an apartment, house or commercial space. In the long term, this is one of the safest ways to invest your money.
