How much money does a person need to live in abundance? There is no answer to this question, and, probably, there will never be a single answer for all. Because we are all different - with our own requests, interests and needs. The only thing that unites us is that almost always we do not have enough funds for everything we want. And those who earn 20,000, and those who - 50,000. To properly manage their hard earned, you need to be able to calculate the family budget - income and expenses, as well as keep track of them in writing.
Instructions
Step 1
Income is what adds to your family's budget every month. Wages, scholarships, social benefits - if you add up all this, you get an amount that reflects your family's total income. If, when planning future expenses, you rely only on your own strength, then you need to summarize your immediate income, which is only available.
Step 2
The expenses of any family or individual can be divided into compulsory and optional. The column "compulsory" includes spending on utilities, communication and transportation, payment of long-term education or credit, food. This is all that cannot be rescheduled or it is undesirable to leave unpaid in order to avoid debt pockets in the future.
Step 3
After summing up these expenses, subtract the resulting number from the total income. The amount of the remaining funds is the amount of expenses for optional purposes. This may already include purchases, subscriptions to a fitness club and pool, renovations in an apartment or a trip on vacation.
