Organizations and individual entrepreneurs that use cash settlements in their activities are obliged to regularly deposit trade proceeds to a bank account. Today this can be done in different ways, choosing the most convenient and profitable for yourself.
Instructions
Step 1
Small amounts can be deposited with the bank upon a cash payment announcement. Prepare and recalculate revenue, fill out a cash outflow order, fill out a cash advance announcement by hand, or print it from an accounting software. Please note that blots and corrections are not allowed in cash documents.
Step 2
Some banks issue announcements for a cash deposit on their own, so you can use this service. Show your identity document to the bank employee, inform the source of the proceeds and details for crediting money. Sign the top tear-off portion of the ad. Then hand the cash over to the cashier and receive a receipt with the bank's stamp.
Step 3
In addition, money can be deposited with the bank using the service of automatic safes. To do this, conclude a special agreement with the bank and receive the required number of bags for wrapping money. On the bags, indicate the number assigned by the bank and the identifying information specified in the contract.
Step 4
Fill in the bag cover slip, invoice and receipt with a carbon copy each time you check in. Put the statement and invoice inside the bag, seal it, and keep the receipt for yourself. When placing the bag in the safe, enter its number, amount, password and identifying information established by the contract. Do not forget to take a printout of the safe deposit box.
Step 5
In business practice, collection services are widely used. Conclude an appropriate agreement with a bank or a Rosinkas branch of the Bank of Russia. The money is transferred to the collectors in sealed bags, inside which the accompanying sheet is inserted. In addition, an invoice must be attached to the bag. Be sure to check the documents of the collector: a passport or other identity document and a power of attorney for transportation and collection of money.
Step 6
Recently, a new service has appeared - accepting and crediting cash from legal entities through ATMs equipped with a cash-in function, using collection cards. To use this service, you need to conclude an additional agreement to the bank account agreement or a separate service agreement. But since the self-collection system through ATMs or payment terminals is in its infancy, it is not yet available in all cities and banks.
Step 7
Some organizations successfully use the services of bank operating cash desks, which are located near the point of sale or install cash booths at the client's premises. In this case, the proceeds for goods and services bypass the cashier of the enterprise and are credited directly to the current account. Contact the bank to conclude an agreement on accepting payments from individuals, discuss the amount of commission for services. As a rule, it does not exceed the costs of collection, acceptance and recalculation of cash when using safes.
