Saving methods are different: some are universal, and some are suitable for a limited number of people. But there are general principles that allow you to keep your finances under control and learn how to save significant amounts.
Instructions
Step 1
Set a clear goal. Are you saving because you are running out of cash, or are you saving for a vacation, a dream come true?
Step 2
Identify the main budget lines. It is impossible to learn how to save if you do not know what specific amounts are spent and what they are spending on. If the income is 40,000, and the expense is 45,000, there is reason to think about changing the item of expenses.
Step 3
Review your expense items. You might want to give up taxi rides and instead get up half an hour earlier to get to work. Or not buy a cream, but use a homemade serum.
Step 4
Find out which items you can buy in bulk or in large packages. If instead of 10 small packs of napkins you buy one big one, you will save quite a good amount. Products can be bought in a wholesale store, household chemicals - in large packages.
Step 5
Buy discount cards. If any store has discount cards or cumulative discounts, use this. In the future, purchasing goods in these stores, 5, 7, or even 10% discounts will make a significant contribution to budget savings.
Step 6
Keep a small portion of your money with you. If you received a salary, leave it at home, and take with you as much as you need to spend. In the case when you cannot leave money at home, exchange it for large bills - it is psychologically more difficult to change them.
Step 7
Choose foods more carefully and thoughtfully. Maybe you should abandon the curd of this company in favor of a cheaper one? Is high price always equal to excellent quality? And if every evening you pour out the leftovers of yesterday's milk, then maybe buy not a liter of milk, but less?
Step 8
Analyze spending. If, standing at the checkout, you put a bag of coffee in the basket, ask yourself the question: "Do I really need it?" Perfection is made up of little things. There is a bag, here is a chocolate bar, and half of the salary was spent on little things, which you can completely refuse.
