The Qiwi Visa Plastic card is a very interesting banking product with ample opportunities. Ease of receipt, ease of use, security of transactions, binding to common electronic currencies, cashless payments in shops without commissions - this and much more makes you study this debit card in more detail. What we are going to do now in the framework of this article.
General information
The official Qiwi website states that the Qiwi visa plastic card allows its owner to pay in stores and cash out money from the card at ATMs around the world. Moreover, the amount on the card is always equal to the amount in the wallet.
The card is a debit card (that is, you cannot go into a credit minus with its help in any way). An application for its receipt is easy to place in your personal account on the Qiwi website. Then, 100 rubles will be charged for its production from your electronic account (if you wish to receive the card by Russian post), or 425 rubles (if you entrust the delivery of the plastic card to the courier). And after a while you will receive a Qiwi visa plastic card valid for 1 year.
Please note that there is no holder's name on the card. However, this will not cause any problems with your payments.
The QIWI Visa plastic card belongs to the Visa Instant Issue type of cards of the international payment system Visa, which are non-personalized, that is, without specifying the name of the holder.
Instant and easy money transfer
For example, being on a long trip or a business trip, due to some life circumstances, you may need money. You can ask your friends or relatives to transfer them to your account, and they can do this in literally a few minutes, knowing only your cell phone number. The account number in Qiwi completely coincides with the number of the phone linked to it. Therefore, a well-known number to your loved ones will become additional proof for them that the money for a plastic card will come to you, and not to an unknown intruder. The money will immediately appear on your Qiwi visa plastic card at any time of the day. Neither you nor your loved ones will need to go to any bank or representative office of the money transfer system.
Convenient family card
The Qiwi visa plastic card is convenient to use if you want to keep under parental control the correct and targeted use of your children's pocket money. Up to 5 active cards can be linked to one Qiwi wallet. In your personal account on the Qiwi website, in the "Reports" section, you can also view the history and content of payments for certain cards. In addition, it is possible to give the cards specific names (for example, the names of your children) for a better orientation in family expenses. There is also a free SMS-informing about the receipt / expenditure of funds.
Non-cash payment facility without commissions
Withdrawing cash from a Qiwi plastic card may seem like an overhead.
Cash withdrawal fee: 2% of the payment amount + 50 rubles. (regardless of the Bank, the ATM of which the client used when withdrawing cash).
But as a means of non-cash payment - this card is very good. For payments in Russian stores, as well as for payments in foreign stores in foreign currency, no commission is charged.
The commission is charged only for payments in foreign stores in rubles and is 2.5%.
Convenient personal business tool
If you are doing freelance or small business on the Internet and accept electronic money for your work, the Qiwi visa plastic card can be very useful to you. In addition, you can also link the accounts of other large Runet payment systems - WebMoney and Yandex-money to the Qiwi wallet (they are linked using a Yandex plastic card). By transferring your earnings from the latter to your Qiwi account, you immediately get access to all your money from your plastic card and can immediately make non-cash purchases or cash out e-currency with it.
