Recently, distance purchases on a prepaid basis have become more widespread, when the buyer pays for the goods by transferring funds to a bank card belonging to the seller. You can replenish the recipient's bank card account using cash or non-cash funds.
It is necessary
Passport, recipient's details, bank card or document confirming the deposit (savings book)
Instructions
Step 1
Agree with the recipient about the amount to be paid. Ask for all the necessary details:
- the name of the bank or its subdivision;
- number of the correspondent account;
- BIK;
- TIN;
- bank card number and validity period;
- current account number;
- surname, name, patronymic of the card holder.
Step 2
If you want to replenish the recipient's account using cash, go to the nearest branch of the bank that appears in the recipient's details. Show your passport to the bank operator. Tell him the details you received from the owner of the bank card and the amount you want to deposit into the account. Obtain a document from the operator confirming the deposit of the amount of money into the account. The same service can be used through some third party banks. However, keep in mind that in such cases, the bank commission usually ranges from 2%.
Step 3
If you own your own bank card issued by the same bank as the recipient's card, you have the option of quickly transferring money through an ATM. Insert your bank card into your bank's ATM and enter your PIN. Follow the electronic directions and select the “money transfer” function (the wording may differ slightly from ATM). Use the number keys to enter the recipient's card number. Check carefully that the entered number is correct and confirm the operation. At the end of the service, the ATM will give you a receipt for the transaction. Don't forget to pick up your card. Recently, some banks have provided cardholders with the opportunity to receive banking services via the Internet and mobile communications. Read the issuing bank's guide to using these services and follow the instructions in the guide.
Step 4
If you are the owner of a bank demand deposit, according to which, in accordance with the agreement, you can make debit transactions, come to your bank. Show the operator your passport and proof of deposit (passbook). Write an application in the form proposed by the bank operator to transfer part of the funds from your deposit to the recipient's card account. Make sure you filled in the recipient's details correctly. At the end of the service, take from the bank operator a document confirming the transfer of money to the card. Please note that such a transfer can be made regardless of the bank in which the recipient's card is issued.
