Despite many complaints about the quality of service, Sberbank remains highly popular with Russians. A wide network of branches and ATMs throughout the country speaks in favor of using his card. It is not difficult to issue this banking product, but there are restrictions on the registration of a client at the place of residence, which, as a rule, do not exist in other banks.
It is necessary
- - passport with registration in the service area of the bank branch;
- - money for the first installment;
- - additional documents if you are applying for a credit card.
Instructions
Step 1
Select the card you would like to open. You can find out about the difference between cards of different systems, classes, types and types and conditions of service, tariffs in each case on the official website of Sberbank or in any of its branches from consultants.
Tariffs may differ depending on the region: where the living standards and incomes of the population are higher, there is more expensive.
Step 2
Contact the bank branch closest to the address of your registration at the place of residence (there may be several of them, especially in large cities) and inform the teller about your desire to open a particular card.
Show your passport to the operator.
If you need a credit card, additional documents will be required. The list can be found on the bank's website or obtained from its branch. In other cases, a passport is sufficient.
Carefully read the contract and other proposed documents, especially the text in small print, check with the operator if something is not clear.
If everything is clear and satisfactory, sign.
Step 3
Make a down payment on the account to which the future card will be attached. It is officially declared that its size is at the discretion of the client, but in practice, an amount is usually needed not less than the cost of the annual service of the card.
Depending on the branch, the teller will accept the money himself or direct you to the cashier.
Step 4
At the time specified by the teller, come to the department for a ready-made card and a PIN-code for it. Sign in the dedicated field on the back of the card. If activation is required, the teller will instruct you on how to do this.
Remember the PIN and destroy (burn better) the paper on which it is written. Nobody should know these numbers except you.
