The current level of development of banking technologies makes it possible to transfer money from one country to another, including Russia, without any problems. The time in which the addressee can receive the transfer varies from 15 minutes to several days. For this, you can make a transfer from one bank account to another or use the services of an international money transfer system.
It is necessary
- To transfer through a payment system:
- - passport;
- - money;
- - fountain pen;
- - the name and surname of the recipient, in some cases the city where he is located or the address of the transfer issue point.
- For bank transfer:
- - current account in the same currency as the beneficiary's account;
- - the balance on it, sufficient to cover the transfer amount and bank commission;
- - details of the payee's account.
Instructions
Step 1
If you do not have a bank account or prefer not to use one for this purpose, select the money transfer system you would prefer to use. They differ in tariffs, speed of money transfer (from several minutes to several hours), geography of presence. In many systems, you can receive a transfer at any point of issue on the territory of Russia, in others the money goes only to a specific point. If in the CIS countries the choice of payment systems presented in Russia is wide, then in the far abroad there is much less. The most famous of the international systems Western Union. But when making transfers within the CIS, it does not have the most favorable tariffs compared to the rest.
Step 2
After the choice of the payment system is made, you need to come to the nearest point of reception of transfers during working hours with a passport and money. You will need to fill out one or more documents. They will accept money from you (it is possible that for this you will have to stand in line), they will issue a receipt and a control number of the transfer.
This number must be communicated to the recipient of the payment by SMS, e-mail, through one of the messaging programs (ICQ, Scype, etc.) by phone or telegram. He will be able to receive the money on the same day, as a last resort, the next - as long as the pick-up point is not closed. You can send a transfer to yourself, if you are planning a trip to the country, and receive it upon arrival. Transfers usually wait for their recipient up to one month.
Step 3
To transfer money to Russia from a bank account, it must be in the same currency as the recipient's account. Almost all Russian banks open accounts for their clients in rubles, dollars and euros. Accounts in currencies of other countries are rare, but some foreign banks, as a rule, established with the participation of Russian credit institutions, have correspondent accounts in Russia. This allows their clients to open ruble accounts and make transfers from them to Russia in its currency.
Step 4
To make a transfer, you will need the bank details of the payee. The main thing is the account number. The rest can be copied from the official website of the recipient's bank. Each has a section "Requisites". You will need details for international transfers (or for transfers in foreign currencies). If you have Internet banking, you can send a transfer using it by entering the details in the required fields.
Another option is to visit the nearest branch of the bank with a passport and give the details for forming a payment to the teller.
Step 5
Users from Russia can receive and send money through the MoneyBookers system. To make a transfer to the Russian Federation with its help, you need an account in the system and the recipient's email address to which his account is linked in it. Well, there should be enough money on the account in the system.
Another popular international system PayPal contains restrictions for users from Russia, therefore it is less preferable for such purposes. If you have a wallet in the electronic payment system Webmoney or another, you can use it. The main thing is that the recipient has a wallet in it. It is also possible to transfer money from a wallet in one payment system not a wallet to another, but in this case it will cost more.
