The opening of a new bank embodies the creation of a new financial structure. In turn, this is a lot of money. And in order for this money to work successfully, it is necessary to make a lot of funds and efforts.
Instructions
Step 1
Create a business project for a future bank. In it, analyze your own capabilities and risks of the enterprise. Find people who can become your partners.
Step 2
Find investors and deposit share capital. It must be equal to 180 million rubles or more. In this case, you will need documents indicating the legality of the funds collected.
Step 3
Check the composition of the founders of the new bank. Each of them must have a good reputation: no criminal record for any economic crimes and fulfillment of financial obligations to their state. All such information must be confirmed by documents.
Step 4
Choose an organizational form for your bank. You can register it as an LLC or as a joint stock company. In this case, it is necessary to gather the founders of the bank being opened and make the right decision with them.
Step 5
Come up with a name for your future banking institution. Then, with the help of a qualified lawyer, draw up the memorandum of association.
Step 6
Draw up the charter of the credit company together with partners. After that, develop a detailed and final version of the business strategy.
Step 7
Hire working staff. To begin with, define the structure of company management. This system should consist of various functional services and departments. Distribute all the jobs for the normal operation of the bank. The result of the bank's functioning as a whole will now depend on this.
Step 8
Register a bank. To do this, write an application to the regional branch of the Central Bank and collect the necessary package of documents. In turn, this set of documents is determined by the law on the conduct of banking institutions and includes: a receipt for payment of state duty, a memorandum of association, a charter, a statement, information about the founders, a document on granting the rights to use the premises.
