In order to insure goods stored in a warehouse, located in the trading floor or in the process of transportation, you must contact the insurance company, fill out an application in the prescribed form and confirm the value of the goods with documents.
Instructions
Step 1
Choose an insurance company that you trust and which has a valid license to insure the property of legal entities. If you intend to insure the goods during transportation, that is, the cargo, make sure that the insurance company is licensed to carry out this type of insurance.
Step 2
Study the rules of property insurance of legal entities (or the rules of cargo insurance) of the selected company. You can request them by e-mail or find it yourself on the official website of the insurer. If you have any questions, ask the representative of the insurance organization. Remember that some points of the insurance rules, for example, the method of paying the insurance premium, can be agreed with the insurance company and prescribe your own version. This does not apply to the clauses regarding the conditions for the payment of insurance indemnity.
Step 3
Fill out an application for insurance of the goods in the warehouse or in the sales area. Indicate all the information regarding the conditions of its storage, fire safety in the building, security and security systems. This information affects the value of the insurance rate. Support your application with documents and photographs. Certify the application with the seal of the enterprise and the signature of the head.
Step 4
Check the insurance contract or the insurance policy issued on the basis of the application. If you have agreed with the insurer on the new edition of some clauses of the insurance rules, make sure that this is reflected in the document. Affix the seal of your organization and sign with an authorized person. One copy of the contract remains with you, the second must be transferred to the insurance company.
Step 5
Pay the amount of the insurance premium for the services of the insurance company. Remember that the insurance policy is invalid until the payment is received on the current account of the insurance company.
