Currently, a bank card is a universal means of accessing an account at any time of the day. It has the properties of compactness and convenience; if you have it, you will be relieved of many of the problems inherent in cash. Also, a bank card is not as interesting to robbers as cash.
Instructions
Step 1
If you want to pay for cellular services using a bank card, then for this you need to select the "Payment for services" section in the main menu at the ATM, the mobile operator (MTS, Beeline, Megafon, etc.), write down the phone number from 10 digits without 8 and the amount you want to transfer from the account. Moreover, the funds for this transfer are credited to you instantly and without extra commissions. There are also banks in whose ATMs you can transfer payments not only in favor of cellular communications, but also in favor of utilities, housing and communal services, as well as change the pin code and perform a number of other transactions electronically. You can also withdraw cash from an ATM using a card, but find out in advance what the commission for this operation is.
Step 2
Another way to transfer money from a bank card is Internet banking. With this system, you can book train or plane tickets, pay for cable TV, the Internet, and make transfers between accounts. To perform these operations on the Internet, you need to register under your username and password on the bank's website where the card was issued, provide information about the agreement or card number. After that, you can control all the data on your account: see what date and in what amount the amount was transferred for a particular purchase, account balance, see the minimum payment (if the card is a credit card).
Step 3
If you want to pay for purchases in stores using a bank card, then you need to choose retail premises equipped with terminals for accepting cards. The logos of international payment systems are depicted on the doors of such institutions. When paying for a purchase with a card, you need to show your passport or type your PIN code at the terminal, sign the check that the cashier-seller will give you, and check the amount indicated in it. There is no commission for this operation, and you can become a member of the accumulative or bonus program.
