Funding a bank card account is a standard banking operation. It can be carried out by transferring both cash and non-cash funds. Usually everything happens quickly and does not require much effort on your part.
It is necessary
- - bank card;
- - general civil passport;
- - a list of addresses of bank branches and ATMs.
Instructions
Step 1
A few years ago, in large cities, you could only find ATMs capable of giving you a certain amount of money. Their "older" brothers have recently appeared. They will not only give out cash, but also help to carry out the simplest banking operations: pay bills for mobile communications or utilities. You can even deposit money into a bank card account or pay off a loan. It is important to note that this can not be done at any ATM that has such technical capabilities. Make sure the ATM belongs to the same bank that issued your card. The inscription about belonging to a particular bank is always present on the front panel of the ATM, as well as the name of the bank must be indicated on your money card. As a rule, the bank does not charge a commission for depositing funds into the account. In this way, you can replenish the account of your friends or relatives, wherever they are at this moment. To do this, you must know the name of the bank that issued the card and the card number.
Step 2
If you communicate strongly with any technique and are afraid of making a mistake, it is better to carry out this operation through an operator in a bank branch. But be prepared that this service may be paid. In addition, a bank employee may require you to present your identity card, as well as indicate the data of the recipient of the payment - the surname, name and patronymic of the cardholder.
Step 3
Each payment card is linked to one or several bank accounts (the latter refers to multicurrency cards). Therefore, replenishment of the account is also possible by bank transfer. You can transfer money from card to card within one bank, give an order to transfer money from an account in another bank to a card account. Some banks have already begun to actively cooperate with electronic money systems - WebMoney, Yandex-Money, etc. There is a hope that in the future you can easily turn your virtual rubles into real money on a payment card.