In "Svyaznoy" you can buy a mobile phone, tablet, camera or any gadget you like, even if you do not have the required amount for the purchase. It is enough just to make an initial payment and take the goods on credit. Loan processing is available both directly at the outlet and online in the company's online store.
It is necessary
- - loan application form;
- - passport;
- - additional document to choose from.
Instructions
Step 1
To obtain a loan in the Svyaznoy store, you need to contact the manager and inform about your intention to purchase goods on credit. Together with him, you can choose the most optimal loan program for yourself. Today Svyaznoy cooperates with four banks in obtaining loans - Home Credit Bank, Renaissance Credit, OTP Bank and Tinkoff. Each of them offers different loan programs, both in terms of the minimum down payment (from 0% to 20%), the maximum loan term (up to 3 years), and in terms of interest rates. Also in "Svyaznoy" you can arrange an installment plan for up to 4 months. If you keep within it, then you can not overpay for the use of borrowed money.
Step 2
After you decide on the optimal program and find out all the details from the manager, you need to provide him with a passport, as well as any other document at your discretion (TIN, rights, SNILS, etc.). Together with a specialist, you will need to fill out a loan application form.
Step 3
After a while (often within a few minutes) you will find out the bank's decision to grant you a loan. If it was approved, you just have to sign the loan agreement, pay the down payment to the cashier and take the selected product home.
Step 4
You can buy goods on credit without leaving your home in the Svyaznoy online store. This opportunity is available for citizens over the age of 18. You can buy on credit any product more expensive than 3000 rubles.
Step 5
To apply for a loan, you must click the Buy on Credit button next to the selected product. After that, you will proceed to the registration of the online questionnaire. Here you will need to indicate personal and passport data, information on the place of work and the amount of monthly earnings. After specifying contact information, you will have the opportunity to choose the most optimal program for yourself in terms of the size of the down payment and the loan term. At the same time, you can submit applications to several banks with which Svyaznoy cooperates.
Step 6
During the day, you should receive a confirmation from the store about the possibility of purchasing goods on credit. The next day, the goods and the loan agreement will be delivered by courier. You will need to present your passport and sign a contract.
