With the growing popularity of banking services, the majority of people of working age now have bank accounts. This could be a salary account opened by a business, an savings account, or even an account specifically used for online purchases. And people are beginning to realize the convenience of using banking services. For example, if your friend has a bank account, you can transfer money to his account if necessary, even if he is in another city or country.
It is necessary
- - bank details of a friend;
- - his full surname, name and patronymic;
- - money for transfer;
- - passport.
Instructions
Step 1
Open your bank account. It is possible to make a transfer to another person without opening an account, but if you often make transfers, it is still more convenient to have one. When opening your account, it is also possible to save on the bank commission - it will be less.
If you only need an account for transfers, it is not necessary to order a plastic card, since you have to pay for its service. Without a card, you can open an account for free, for example, at Sberbank.
Step 2
Come to one of the bank branches where your account is opened. Take your passport and money with you if you need to top up your account. At the bank, contact the employee of the operating room, he will give you a form to fill out. Indicate in it your last name, first name and patronymic, as well as the name and bank details of the friend to whom you are making the money transfer. Bank details must contain not only the account number, but also the name of the bank, its BIC and correspondent account. All this data is in the agreement that your friend entered into with the bank when opening his account.
If you are afraid that you will fill out the application incorrectly, give it to a bank specialist along with the details of a friend's account. But do not forget to double-check and sign the completed form.
Step 3
If there is not enough money in your account, top it up through the cashier. Be sure to collect your copy of the transfer receipt.
Step 4
If your financial institution provides Internet banking services, you can make a transfer at home by opening the bank's website. To do this, you must first obtain a username and password to use the system, then go to your personal account on your bank's website and select the "make a money transfer" option. In the form that appears, enter your friend's account details, his name and amount. After filling in all the fields, click "Submit". You can check whether the transfer was successful in the transaction statistics section of your personal account.
