Unfortunately, not all people manage to maintain a healthy financial situation. Utilities, groceries and other payments can leave only a small part of the salary. However, everyone can cope with this state of affairs.
Instructions
Step 1
Increase your savings. There are many ways to save a couple of hundred rubles a month by following simple recommendations. For example, if you disconnect devices that are in standby mode from the network, you can save up to 800 rubles per year (average calculations). The banal turning off of the water while brushing your teeth will allow you to save a lot of water.
Step 2
Try to buy food in bulk from large hypermarkets. It's better to go out every two weeks than buy extra food every day. Write a list of the necessary products in advance, carefully analyze the points before the trip and delete unnecessary ones. Give yourself the amount you need, and leave all the rest of the money at home. This will allow you not to spend too much. You can also buy bread, milk and other perishable food at your local store.
Step 3
Plan your expenses. Various techniques can be used. One of them is called "4 envelopes". Divide the month into 4 equal parts and determine how much money you are willing to spend in each period. Then purchase 4 envelopes, sign them and put the required amount of money. This will allow you not to spend too much.
Step 4
However, simple savings are not enough to get out of poverty. If there is indeed a shortage of money, then the problem most likely lies in an insufficient inflow of funds. In this case, you have three ways: increase your salary, find an additional job, or get a new one.
Step 5
Increasing wages is not always possible, especially if you are not working in the most profitable field. Anyway, you need to improve your skills first. Do your best, stay after work, help colleagues, take responsibility, take initiatives. If after that the bosses do not notice you anyway, then visit them yourself and ask for a salary increase. You can even threaten that you will go to competitors.
Step 6
Additional work shouldn't be time-consuming. For example, it can be a courier, taxi driver or call-center operator. You can also get a job in some company for half the rate. Work from home is ideal. This can be writing articles, translating texts, drawing pictures or creating websites. You can find customers on freelance exchanges or specialized sites.
Step 7
If the salary at the new job does not suit at all, then you can find another. Finding a suitable location can take from several hours to several months, depending on the field of activity. Contact special agencies, post your resume on job sites, search for job offers yourself. Don't quit right away. This can only be done if you are confident in the reliability of the employer.
